http://davemelka1.point2homes.biz/blogs/dave_melka/archive/2009/02/08/buy-a-home-with-zero-cash-in-maryland.aspx"Now you can realize the dream of owning your own home with zero down payment." The Zero Cash Down Payment Program offers you a way to buy a home with no down payment. That's right zero down payment. You may have owned a home before andenCommunityServer 2.1 SP1 (Debug Build: 61019.2)